Why We Should Always Focus On Our Mental Health

How Our Health Impacts Our Lives

It’s important that we take care of our physical and mental conditions to remain at optimum health. In many ways, our health is synonymous to our happiness. We feel our best when our mind and body operate as a coherent unit. Many people understand the importance of taking care of their bodies physically. With all the available articles and information that support the importance of diet, exercise, and everything else to support our physical bodies, it hard to forget these details. There is a lack of attention focused on the mental condition, however. Often, we forget that the brain is a muscle too, and when a muscle is overtrained, it will fatigue.

Sometimes we push our brains to the point of failure, not allowing it enough time to recover. After years of mental strain, this can start to wreak havoc on the brain, leading to serious mental impairments. The harder we push ourselves, the more likely we are to become stressed. In the worst case, the constant build-up of mental strain and stress could lead to a life-altering disability due to damage in certain areas of the brain.

If this ever happens, it is important to seek a professional and not to persist through. Seeking help sooner than later will minimize the risks of sustaining permanent brain damage, and possibly restore the brain to a healthy state. Disability programs offer services for people from many backgrounds to receive the necessary care.

What is the Difference Between SSI and SSDI?

Someone struggling with a mental condition should seek Social Security Disability (SSID) or Supplemental Security Income (SSI) programs. Understanding SSDI vs SSI will help in figuring out which program is the best choice. The primary difference between the two is income; SSDI is available to employees who have met a certain quota over their years of work. SSI is offered to people who have a lower income or are not employed. Furthermore, SSI is strictly need-based.

In order to qualify for SSI, you must prove that you have very limited income. This also means less than $2000 in assets. Most people who qualify for SSI will also qualify for Medicaid and food stamps. Note that SSI should be an alternative to SSDI.

SSDI recipients must be younger than the age of 65. Recipients must also wait a minimum of 5 months before receiving benefits. According to the SSDI policies, recipients are considered insured because of the contributions they have made in their field of service.

What You Can Do to Fight Mental Conditions

Taking care of your mental state is sometimes as simple as listening to your body. It’s good to do productive work, but if your brain is telling you to stop, then it may be time to take a break. Unfortunately, not everyone can afford the luxury of taking a break whenever they feel like it. Therefore it is crucial that you manage your time effectively.

Devote a certain amount of time to each day to unwind and relax. For people who are incredibly busy, this can mean fitting in a quick exercise sometime in the day. The exercises don’t have to be intense either. Mediating first thing the morning and before bed has shown to yield beneficial results for the body. Mediation allows our brain and body to sync together. Through controlled breathing and relaxation, we release a lot of stress. This also gives us a better quality of sleep. The more we practice simple exercises such as mediation, the more opportunities we give our brains to heal.

In addition to exercise, we must learn to make the most of our breaks. We should approach a break in the same way we approach any activity, by planning. When we plan our leisure time, we prioritize the activities we want to do. This makes the break fill more meaningful and enjoyable. In many cases, keeping tracking of a journal or calendar is an efficient way to keep track of the day.

As tempting as it is to get ahead of the competition, we must not do so at the expense of our mental health. Taking well-planned breaks will benefit us in the long run. We can work more efficiently by learning how to rest.

A Woman’s Guide To Preventing Sweat Under the Breasts

Have you ever heard of women experiencing sweating under the breasts? It is true that millions of women all over the world experience sweat in the breast area at least once throughout their lifetime. This situation is normal and nothing to be ashamed of because humans tend to sweat anywhere or in any body part that has sweat glands. Sweat glands are triggered because of various situations such as sports, stress, when you are feeling a bit tense, and so many more factors to consider.

Boob sweat, or sweat under the boobs, is completely normal and at some point every woman may experience it. However, there are several ways on how to avoid or prevent the sweating of the boobs.

Boob Sweat Exists

Boob sweat is a downside that only happens when the skin touches the skin that leads to blocking the sweat from evaporating and to an increase in moisture. According to most dermatologists, this kind of situation is common in the breast area; some experience it under the breasts and some in between the breasts. It can feel uncomfortable for most women and could possibly lead to chafing because of the increase in moisture. Furthermore, excess sweating under the boobs tends to happen because of certain hormonal factors that happen to every woman.

Dermatologists and medical doctors recommend that it is important to consult them if women experience perspiration under the boobs, or between the boobs unexpectedly, or more than usual if she suddenly develops rashes around the boob area, and if she notices that the sweat that her boobs are producing has an odor.

Prevent and Avoid Sweaty Breasts

Underboob sweat has symptoms. These symptoms include red skin, itchy and irritable skin, broken skin, or a burning sensation that can lead to serious problems. This is why it is important to consult a doctor as soon as possible. Discomfort and irritation is something that you must take into consideration and must be treated to avoid further complications.

Women with larger breasts usually experience boob sweat and are prone to accumulating sweat. In addition to this, more serious problems, such as an odor under the boob, which is caused by humid and hot weather as well as friction under the boobs or weak air circulation. Environmental issues also cause boob sweat.

In order to successfully prevent the sweating of the boobs, a woman must make this one of her priorities in terms of hygiene and comfort. There are specific paths to follow that are effective, such as finding the right bra, wearing a bra or clothes that are made out of cotton, wearing clothing that is loose and comfortable, using sweat pads, applying deodorant or an antiperspirant, using body wipes, gels, and creams, and a lot more. All of these will be discussed further below.

So, How Do I Avoid It?

Just like what I mentioned earlier, finding the perfect bra that has the right material and fit is very crucial. Selecting a lightweight bra that is comfortable, durable, and has very good support can help prevent boobs from forming excessive sweat especially during the summer. On the other hand, an underwire bra that is uncomfortable and tight could possibly lead to chafing. The bra must lift the breasts away from the chest and keep the breasts against each other to prevent it from rubbing. A comfortable bra that is made from materials that are breathable is your major key to preventing sweaty boobs.

In addition to this, a fabric that is made out of cotton helps prevent sweat and heat from being trapped under your cleavage and you should take note that you need as much air as possible, which is why wearing clothes that are loose is your best bet. Tight clothes are your enemy because it traps heat and moisture. Another popular way is to purchase products such as antiperspirants under the boobs to prevent sweat or by simply using Moroccan Argan Oil since it has effective antioxidant properties and minimizes sweating and irritation.

If you are a woman who experiences excess underboob sweat, I suggest you follow the tips and tricks that I mentioned above. Excess sweating of the boobs can be embarrassing for some and annoying for every woman. The positive news is that it can be prevented and controlled.

Easing Concerns When You Come Home With a Newborn Baby

Bringing home a new baby from the hospital is an exciting time in the life of any new parents, but there’s also a lot of obstacles that stand in the way of assurance in the arrival at home with your bundle of joy. New parents face a variety of safety and care issues when bringing home a new baby and without the comfort of knowing that you are doing things right, these problems can be very overwhelming.

Prepare the Home

Preparing the home for baby’s arrival is one of the best ways to ease your mind that your new bundle of joy will be safe and protected when they arrive home. The nursery should be set up, complete with crib, glider rocker, changing table, and all of the other items that you wanted to make baby’s room a special place. You can keep diapers, wipes, etc. out of sight when there is a changing table in use.

A slew of baby safety products help you babyproof the home for baby’s protection. This includes electrical safety covers, corner covers, and many other items. Somethings won’t really be necessary until baby gets a bit older but it’s a good idea to have it in place to ease your mind.

Health & Safety Concerns

Jaundice, or yellowing of the skin and the eyes, and dehydration are two of the most common concerns for newborn babies after leaving the hospital. Most babies experience jaundice after leaving the hospital, so keep an eye on your little one for signs. Your pediatrician will discuss each of these concerns with you so that you know what to look for and the right way to respond to the situation.

Parents should look out for infection in their newborn as well. Babies have sensitive immune systems that can easily pick up germs and bacteria from visitors and other people. A temperature is one sign that baby is sick or has developed an infection, but there are many others as well.

When to Call the Doctor

There are a few signs that warrant an emergency. Call the doctor immediately if:

– Your baby is breathing irregularly

– Baby appears sluggish or won’t stop crying

– Jaundice symptoms have not improved by day 5

– Your baby has a fever

– You notice blueness of the lips or the face

– Baby’s body temperature drops

– Signs of dehydration (less than 3 wet diapers in a 24-hour period)

How to Make Life Easier With a Baby

The best way to make life with baby easier is to simply relax. Most of the things that you need to know will come to you in time. In the meantime, turn to close friends and family members for advice and support. But, most importantly, trust yourself and your instincts. They’re pretty strong as a parent and you won’t do anything to hurt your baby but instead will take every step possible to protect the baby with all of your might. It is certainly fine to look online for tips and advice and to turn to baby books for guidance but remember to use them as guidelines only. Talk to your pediatrician if there are any concerns.

It Gets Easier, But…

There are worries and concerns at every age. For example, when your little one is old enough to say no and learn that he or she has his or her own voice, it is sometimes a challenge to get them to clean up or do other things they’re told. And food time is oftentimes fussy time when toddlers are involved.

Kids don’t really favor healthy foods in most situations. They’d much rather eat snacks and all of the foods that taste great instead. But, as a parent, you know that your child needs healthy foods and snacks and toddler vitamins to grow healthy and strong. It is a good idea to supplement their diet with vitamins but strive to serve them meals that are as healthy as possible.

The Success of Flipping Real Estate

The definition of real estate property flipping is when a real estate investor buys homes and then turns around to sell them hoping to make a profit. To see a positive gain, the time between purchasing the property and selling it can range from months up to a year. Being your own boss and having the freedom to invest in real estate with the hope of earning more than a 9 to 5 job is very enticing. Here are two types of real estate flipping options:

  1. An investor buys a property and fixes it up to make money from selling the home at a higher price than what they paid for it.
  2. An investor buys a piece of property as is at a time when there is a rapid rise in home values. They hold onto the real estate for a few months and then resell it at a higher price to make an increased profit margin.

Property flipping sounds like a great way to increase your income, but is it for you?  Of course, the right strategy plays a key role in the success of flipping. There is financial planning involving a capital gains tax, the right type of return you can expect, and choosing the right real estate.

Even though you are considering flipping a home, you should still conduct an inspection. Use an experienced contractor who can not only point out the obvious but who can also inform you of any hidden surprises once you begin a repair job. Whether you have real estate experience or you are an individual who flips properties for profit, please perform your due diligence.

In other words, before you purchase a flip property, ensure that the title is clear and free from liens. Work with a knowledgeable business planning and consulting firm with high-quality services for real estate investors and business owner resources.

To be a successful flipper, let’s follow the money. When you buy a real estate to flip and fix it up, the profit you receive is taxed under the capital gains rules. To be excluded from paying a capital gains tax, you can fix up your property and live in it for over two years because you are considered a homeowner.

As a flipped property, the IRS treats your real estate purchase as an inventory purchase and not a capital asset. Therefore, the IRS categorizes your flipped property profits as plain income that is subject to a self-employment tax. To enter the real estate game of property flipping, you must be aware of your upfront capitalized costs because it is a pricey expense before you make a good profit.

Your capital costs generally include the following:

*price of your real estate property

*upfront and indirect material and labor costs

*utility costs



*production period interest for capitalizing costs in preparing a property for development and sale

Real estate taxes

If your flipped property is a rental, first you fix it up and then you hold it for a year which very likely will help negate your paying long-term capital gains taxes. Also, if you flip a home within one year, your gain is treated as a short-term capital gain which is taxed at your area’s lowest tax rate.

There are many reasons why people invest in flipping real estate properties. The TV flipping stars enjoy working with their creative hands, plus they have the money and time. If you want to make your flipping improvements a DIY project, you will save money of course, rather than hiring several home improvement contractors.

At the end of the day, whatever your reasons are for flipping real estate, know the rules of the game so that you don’t get stuck with lemons you can’t turn around and sell, thus spending more than your gain would have been.

Your key factors in flipping involve knowing your tax liabilities and purchasing costs, which means choosing the right properties, refurbishing costs, holding costs you can afford, and consult with experienced real estate flippers and business real estate consultants to save yourself an expensive headache.

4 Tips To Bolster Your Business’s Social Media Presence In No Time

While almost every business with a Facebook or Instagram account has a social ‘presence’, having one that’s effective in bringing traffic takes quite a bit of legwork. And although a lot of companies would love a massive following to just flock towards their business, this is still a process that takes some time to develop. However, with the right strategy, you can not only start garnering a strong presence quickly but do so in a way that brings about a quality foundation for the long-haul. Here’s how:

Start With Your Values

Before we dive too deep into the technicals of your social media strategy, one of the first pieces we need to address is your brand values. No matter how much depth you’ve gone into your brand’s philosophy, ethos, or mission, it’s important to have a clear, concise vision of those principals. In fact, according to LucidPress, 64 percent of consumers cite shared values as the reason they do business with a brand, which shows just how much we invest in our convictions. And as social media is a primary channel for people to get to know your brand, having a solid guideline of values in place beforehand is imperative.

To begin assessing your brand, sit down and ask yourself what exactly does your brand stand for and who/what does it help? No matter how practical, there should be a genuine belief that you’re out to change the world in a certain way; and whether that’s by delivering the best beer to your city or by selling clothes that make someone feel empowered, every company has a purpose beyond just making money. Your purpose is going to be what drives your voice, as well as is the commonality you share with your audience; for example, how Nike has a voice that could be described as determined or motivated, which is driven by a motivation of ‘being a better version of themselves’ (which, is the common sentiment they share with their audience). Although nuances like tone and personality will come with time, the overall idea is to get a foundation in place to start rolling with, having a good grasp on how to start building your audience.

Get To Know Your Audience

Once you’ve established the brand voice you’re after, the next step is to start looking at what audience is going to gravitate towards it. This can be quite an interesting project, as narrowing might not give you enough of a customer base but going to broad could prevent you from building a solid bond amongst your peers. Although you probably already have a general idea on where to get started, a significant part of audience building is knowing not only the story told to, but the science on where the listeners of that story would be.

Take a look at the followers you’ve already started to compile and ask yourself what sort of commonalities exist amongst them, as well as why they’ve picked that platform. It’s okay to have more broad answers starting out, as we’re primarily interested in gaining a scope on demographics. For example, as noted by WordStream, 81 percent of millennials check Twitter at least once a day. If my audience is primarily engaged there, then diving into what specifics amongst that group would be worth including amongst my marketing mix. While it might seem a little technical at first, the more you walk through audience development, the more familiar the specifics will become.

Know What Platforms Work Best For Your Business

Even though certain aspects such as where your demographics exist are important, that doesn’t always paint the entire picture, as every business can have their own niche built-in fan bases. However, that’s why hedging your bets in multiple mediums is a smart move to finding them.

In examining the numbers from the different platforms you’re using, take a look at which ones could be worth the boost. With Instagram holding an interaction rate of 2.2 percent, seeking to access followers on Instagram might not be a bad suggestion, especially if you’re selling a consumer good or service. Also, don’t be afraid of experimenting with different types of content per the mediums you’re delivering, such as if photo works better on Twitter versus producing videos for your Instagram stories. Although measuring effectiveness will take some time, it’s well-worth continually studying, giving you the best odds of growing an audience at a consistent rate.

Keep Your Experiences Consistent

Finally, perhaps the biggest mistake a lot of businesses make with their social media efforts is giving up because they weren’t an overnight success. This is a patient process and one that even if you do somehow go viral, still won’t always necessarily mean long-term engagement. Remember, social media is a tool to build a lifelong relationship with your consumer, which over 90 percent of them expect the brand experience to be the same across all platforms (as noted by Kettle Fire Creative). Create a schedule and stick with this, as being great social is not only one of the most cost-effective ways of developing an audience but also one of the most meaningful for your brand.

What are some ways you’ve seen success with bolstering your social media presence? Comment with your insights below!

Developing a serious career in music is attainable

Many people think that having a career in music is wishing for the impossible, and question how someone could possibly earn a living from doing something they enjoy and are passionate about. It is achievable.

You can enhance your guitar playing abilities immeasurably by employing the services of a competent guitar teacher. There is a plethora of guitar teachers available, such as Tom Hess, however, the abilities and quality of these teachers can vary drastically.  Ensure that you select carefully, validate the reputations of potential guitar teachers by referring to a range of forums and testimonials to make sure that you employ the services of an effective tutor with proven teaching strategies and a good reputation who will be able to impart and transfer their extensive skills set to you.  Only by acquiring high level guitar skills will you be able to incorporate them to effect within your music.

Don’t try to do things alone, interact with, learn from, jam with, practice and hang around with other quality guitarists and guitar enthusiasts.  By doing this you will be able to adopt a wealth of tips and techniques from a variety of musicians that you can then incorporate into your own musical repartee.  By introducing yourself to innovative, new experiences offered by other musicians this could potentially transform your guitar playing abilities.  To stop yourself from musically stagnating and avoiding impeding your progress, find people to play music with who are better than you as they will give you the impetus to improve.

Having an expensive guitar is not essential.  More important by far, is that you pick an instrument that is particularly suited to you.  Finding and sourcing the right guitar is a task that you should expend a lot of time and effort on.  Failure to get this right, could potentially impede your future musical progress.  Visiting a wide range of music stores and trying a variety of different instruments is crucial to narrow down your choices.  Make a note of those you prefer, short list them and return to try them again to make sure you make the right choice.

Do not let others dictate the kind of music you play. Playing the genre of music you prefer rather than having a style of music imposed on you will result in a beneficial effect on the quality of your performance.  Your creativity is likely to be compromised and your style stifled if you bow to peer pressure and play music that you are not passionate about.  Also, it could result in a substandard performance rather than the outstanding one you would prefer.

Try to learn something new every day, access the wide range of resources available in books, on the internet and within videos.  Adopting this effective strategy could potentially accentuate your musical strengths and help eradicate weaknesses in your techniques.

Learn from others, be yourself and follow your passions and a career in music could be yours.

Key Considerations Should You Wish to Buy a Home

Buying a home is something which many people look forward to for a very long time, the journey can be difficult and getting caught out in the rent trap is something that happens to many. With this being said, if you are smart with your savings and stay focussed on what it is that you are after, you can get yourself on the property ladder in no time at all.

I didn’t buy my first home until I was 26 years old and it was difficult for many years to get myself into a position to be able to afford it. I made some mistakes along the way to buying my first home and so I wanted to write a little about some key considerations which you are going to have to make once you have decided that buying a home is something that you want to do.


Most people are going to rely on a mortgage to buy their first home and it is best that you lay down as much as you can on the mortgage by way of deposit. In order to ascertain how much you are able to invest in your property, you need to make sure that you are smart with your budgeting.

It is important to remember just how many costs are involved in buying a home, aside from the value of the property itself. You will need to pay for searches before buying, you will need money for solicitors and the necessary conveyancing which allows you to complete the purchase as well as having money put aside for furniture and decorations within the home. It is also important  that you make a smart decision regarding how much you borrow as your monthly costs will increase once you are in the home, taking all of this into consideration is essential if you are planning on buying a house.

The Property

It can be easy to be blinded by beauty when you are searching for a property but you should sit down and make a list of exactly what it is that you are looking for in a property. Large properties require more maintenance and more furniture and they could also present more problems. Make sure that you understand that getting that dream house will not happen first time and your first house should be one which serves your needs and acts as a stepping stone to the next house, it is called the property ladder for a reason and this initial house is just the first rung of the ladder.


It is important that you are buying a property at the right time and in the right place and you should make efforts to ensure that you understand where the property market is at the time of buying. If you are buying at the high end of the market then you could face negative equity issues further on down the line, unless you are in a rush you should be smart and be patient.

Everything You Need to Know about Saivian

Have you heard about the latest app that helps you save money on the things you buy every day? You can download it onto your smartphone and claim cashback on most things from getting those new shoes to buying vegetables at the supermarket. If you haven’t heard of it, you will soon as it’s quickly becoming one of the most popular apps for saving money. The name of this app is Saivian and after downloading it and subscribing to their monthly fee, you can start to get 20% cashback on everything that you buy. This article is here to describe the essentials about what this app is and how you can save money with it.

What is Saivian?

The company wants to collect information about the shopping habits of customers in a variety of stores across the world. So, they collect receipts from shoppers and pass that information on to marketing companies. In return for your receipt, you’ll get a 20% refund onto your credit card for the total cost on each one that you give them. In a nutshell, Saivian is buying the data from your shopping habits and rewards you by giving cashback.

How Does Saivian Work?

There are a few things that any potential Saivian user needs to be aware of in regards to using this app. This information is critical to see if this app is right for you. Consider these carefully before downloading or completely disregarding Saivian:

  • You have to pay a $125 monthly membership fee, which means you start to make a profit on expenditure over $625
  • You need to pay and can only get cashback for the months that you’re a member
  • The app allows you to select up to 10 stores each month that includes restaurants, hotels, and online shopping.
  • You can make savings on almost any purchase that you make in the stores you select ranging from groceries to gas or flights.
  • You have to use a credit/debit card to make the purchases. The last four digits on the receipt need to match the card you upload onto the app.
  • If you want to spread the love for Saivian, they have a very attractive referral program.

Each of these is an important point to consider before signing up and using their app. Although the initial membership fee may appear high, if you do the maths, you’ll start to save more than the membership fee if you spend, on average, more than $22 each day. So, if you do feel as though you spend quite a lot each month, this app may be a dream come true to help you start saving a little extra from your normal shopping habits. This is particularly the case for people who are living in the larger, more expensive cities and for those with families.

The Takeaway Message:

Saivian is becoming a popular app to help people save money. It has a steep monthly membership fee, but if you spend more than a certain amount, on average each month, you’ll start to make savings. Consider the points carefully to see if this is something for you.