Your 5 Priorities Buying A Family Car

Ready to settle down, start your family, and replace that flashy coupe with something a little more practical for a young and growing family? Exchanging the car of your youth for something more practical for a life that involves kids, dogs, commutes, and road trips can be painful at first, but with the right car, you’ll be surprised how much you enjoy it. When you’re trading in, these are some of the top features that should be on your priority list for a family car.

#1 Safety

When you’re putting kids in the back seat, there is no higher priority than safety. If you’re looking for a safe, affordable vehicle, the Mazda 3 was a 2017 IIHS Top Safety Pick+, ranking highly in terms of side and roof strength, head restraints and seats, front crash prevention, headlights, and other criteria. Every year, the Insurance Institute for Highway Safety awards its Top Safety Pick to those cars that meet these criteria, while Top Safety Pick+ winners offer that much more. In 2017, special emphasis was put on nighttime road visibility and headlight performance. When you’re visiting relatives out of town during a snow storm or going up to a relatives’ cottage on a summer long weekend, you’re going to appreciate the extra visibility of a Top Safety Pick+.

#2 Cabin Space

Driving around Toronto can be frustrating; negotiating traffic, finding a parking space, fitting between a delivery truck half-on the sidewalk to your right and a line of parked cars to the left. An SUV or even a crossover isn’t always the best option for city driving, but you still want a sedan with lots of room for kids and pets. According to Popular Mechanics, three of the roomiest sedans include the Honda Civic, the Hyundai Elantra, and the Mazda3 5-Door.

#3 Storage

You want a vehicle that can grow with your family, and that doesn’t always mean having more kids. Even if you want to stick to a family of 3 or 4, as those kids grow up, so will their interests, and that can mean lugging around a whole lot of sports equipment, musical instruments, art projects, and more. Make sure you get a car that can accommodate it all.

#4 Affordability

Mazda is already one of the most affordable family car brands you can find, but if you’re saving for a condo or a house in the city, you’re going want to save every dollar can and buy a used Mazda car. You can find great deals on Toronto Mazda cars at the right place. Look around Mazda dealerships in Toronto for a big inventory of new and used Mazda cars and ask about pricing. One place to start is Yorkdale Dufferin Mazda, an award-winning local Toronto Mazda dealer.

#5 Driving

Last but not least, just because you’re trading in for a family car doesn’t mean you shouldn’t get to enjoy driving at all. One thing that many car critics can agree on: for a responsible family car, Mazda keeps the fun in driving. SkyActiv and G-Vectoring technologies can make a big difference in your daily commute, and you can test drive them at a Toronto Mazda dealership like Yorkdale Dufferin Mazda. Don’t let practicality take all the fun out of driving when you don’t have to.

4 Tips To Help You Trade And Travel At The Same Time

Many people would love to be able to travel the world, however, most people can’t because of their job commitments. Some traders have, however, managed to keep making money while traveling the world.

What are these traders doing differently, and how can you make money while traveling to far-flung places? We’re going to look at this now:

Learn As Much As You Can About Trading

Before you head off to an exotic country and travel to places you’ve always dreamed of, you need to learn as much as you can about trading. Read up on the Timothy Sykes Millionaire Challenge, and gain as much knowledge as you can.

This is the ideal way for you to work, as it means you won’t be stuck in front of your computer reading up, while everyone else enjoys being somewhere special.

No-one can ever know everything about trading on the stock market, but you should get a lot of knowledge under your belt before you even think about stepping on an airplane.

Look For Internet Cafes And Hotels With WiFi

One of the best things you can do before you set foot in any country is to find out who has WiFi, where they are, and how long you can stay there. You’ll probably need to work at least a few hours every day, so you’ll need a base to work from.

Before you finalize the plans for your next trip, search online for internet cafes and hotels or hostels that have WiFi. Regular cafes in the area may also offer free WiFi, just make sure you buy a few drinks and snacks now and again, or they may ask you to leave.

Ask the staff at your hotel how much WiFi they offer for free. Some hotels will let you use as much as you want, whereas others will have set a limit. If you go over the limit it’s likely you will be charged for it.

If you’re about to reach the limit set by the hotel look for an internet cafe somewhere and complete your day’s work without worrying about being charged a fortune.

Keep Reading The Financial News

It doesn’t matter what country you’re in, or where you’re heading to, you need to keep up to date with the financial news. Set up your computer in the corner of your hotel room, or in the perfect spot on the beach, and find out what is happening.

Keeping on top of the financial news will help you to make the right decisions, thereby improving your chances of making a profit.

Don’t Make Assumptions About Profits

You may assume that you’ll do quite well as a trader, but this isn’t always the case. Some people make a lot of money on the stock market, but most just make a little here and there.

Don’t make any assumptions about how much profit you’re going to make, instead be realistic about it. It would be a shame if you booked 2 weeks at a 5-star hotel in Italy, assuming you could pay for it, when in reality, your profits may only cover a 3-day stay.

Trading and traveling at the same time can be a lot of fun, but it can also be hard work too. Make sure you learn a lot about trading before you hit the road, and look for places that have free WiFi so you can work.

Be sensible about what you can and can’t do, and you could find yourself trading and traveling for years.

What Are The Prices And Fees For Using IRS-EIN-Tax-ID?

Whenever it comes to submitting forms to the government, you already know that there are usually fees and costs that go with it. No matter what you do, Uncle Sam will try to squeeze a few extra dollars out of you in the process. As a new business, applying for a federal tax ID number is no different, although there is an easier way to submit your paperwork, rather than dealing with the IRS directly. IRS-EIN-Tax-ID application prices are comparable to what you would pay anywhere else, but the convenience is second to none. To help you understand what’s involved, let’s look at the application process.

Choosing an Entity Type

As a new business, what kind of company will you be? A sole proprietorship? A corporation? There are many different options from which to choose, and most of them will require an Employer ID Number (EIN) to file properly come tax time. If you’re unsure of which entity you should be, irs-ein-tax-id.com offers brief explanations regarding each one as well as the benefits and downsides of choosing them.

Filling Out the Form

No one likes to do paperwork, even less so when taxes are involved. Fortunately, you can do everything online, meaning that you don’t have to waste paper or cramp your hand by writing all of your information down manually. Simply type in the various details (as spelled out on the form), and you’re ready to go as soon as you hit “submit.”

Paying the Fee

As you may have noticed, that is fee without an S. When you apply for a tax ID online you only have to pay a one-time expense of $185. Best of all, because the process is so streamlined, you can get approval within hours so that you can get your business up and running. Also, should there be any issues with your forms, you can request a full refund, minus a small processing fee of $10.

Applying for an EIN may seem like a complicated process, but now it doesn’t have to be.