Road Trip Must-Have – Car Insurance

Planning a road trip includes a lot of different aspects that you need to take into consideration, from car maintenance checks to packing essentials and mapping out the best possible route. However, if there is one thing you shouldn’t look over it is car insurance, spending that much time on the road without a great policy can end up costing you an arm and a leg if anything goes wrong. This article is here to help you find the right car insurance for your vehicle so as to ensure you can focus on other issues when getting ready for your road trip, and set off  stress-free knowing that you and your loved ones are completely protected.

The first step is determining the level of coverage you need

Most of us go for the most affordable options, not taking into consideration the fact that those might not be the ones we actually need. Most of the inexpensive ones do not provide collision coverage, so you have to pay for repairs from your own pocket. This can get really costly and you are probably going to wish you had spent a bit more time finding the perfect insurance. And considering that you are going on a road trip and will be spending a lot of time on the open road, having collision coverage is a good idea. Your car insurance should suit your personal needs and the needs of your family, so it is important to do the necessary research and in the end get one at is ideally suited for you.

Make sure you compare quotes

You can ask the insurance company for a quote and then decide whether or not something like that is acceptable for you. An even better option would be to opt for interviews instead of quotes, that way you can get personal and establish a better connection with the insurance company. Having a clear picture of what your options are regarding the packages and prices will help you make a much more sensible decision. Make sure that you include all the relevant information when asking for a quote so that you get the real price, sharing information with your insurance later on could lead to unwanted increases in the costs. Different insurance companies check for different parameters with their prospected policyholders and that is why the price can differ from one company to the next. Finally, go online and read some of the reviews and forum comments regarding the company you are about to choose, hearing other people’s experiences can also help you decide.

Be present at car repairs

After you have had a crash or had any damage done to your vehicle it is important to be present at the repairs instead of just picking your car up. At times the repair shop may push you to use cheaper replacement parts, rather than original equipment from the manufacturer  also known as the OEM parts. As non-OEM parts might not perform as well as the original ones you might have some safety issues with your car later on and it would be smart to avoid those. They might be more prone to rust and even fail some of the federal safety standards.

Don’t forget to ask about discounts

A lot of insurance companies are willing to offer discounts on their policy depending on the state and age of your vehicle and your driving record. So it would be wise to ask for a list of available discounts that you could go through and see which are applicable to your situation. That way you can actually save up some funds to use on your road trip.

As you can see, choosing a right car insurance take some time and research, so you should do it well ahead of your road trip. Being in a rush when getting one can lead to some unwanted consequences. You need to feel safe when embarking on a long car journey, so knowing that you are properly insured and that your coverage includes all the possible problems you may encounter is definitely a good option. That way you can simply relax and enjoy your trip.

Countdown of The Best Cruise Destinations From The UK

I have been into cruises for around 5 years now and for me, they truly are the ultimate way to take a holiday. Something which surprised me when I first started taking cruises was the incredible number of destinations, far and wide, which you are able to travel to. I generally take my cruises from Southampton which is one of the UK’s busiest ports. If you haven’t considered a cruise before then I would really urge you to give it a try. Assuming that you are going to go on a cruise from Southampton like myself, here are just a handful of the wonderful destinations which you could travel to.

New York

New York is exactly like what you would expect, busy, iconic, varied and in general a place which will captivate you from the moment that you arrive. The cruise itself will be a great deal of fun, spending much time abroad as you cross the Atlantic, but the destination will be even better. You will have enough time in New York to tick off all of your must see places, you could catch a show on Broadway, relax in Central Park, visit some of those incredible skyscrapers and of course, stand in the crown of the Statue of Liberty. What I loved most about NYC were the details, a Pretzel in Madison Square Garden, a New York slice of pizza in Brooklyn, riding a yellow cab and standing in Times Square watching the world go by.

Dubai

There are few places that you cannot travel to on a cruise and one of the most exotic adventures that I have been on was a cruise to Dubai. This is a city like no other in the world, an ostentatious display of urban design and immense architecture which will simply blow you away. My highlights were skiing on real snow inside the Emirates mall, heading to the top of the Burj Khalifa, the world’s tallest structure, and enjoying brunch in the 7 star Atlantis hotel on the Palm archipelago. You won’t find anywhere else quite like Dubai.

Norway

Norway was the trip that really turned me on to cruise holidays, we went on a 12 night trip which will I will remember forever, Throughout the trip we saw whales swim past us, we sailed through the spectacular Fjords, a truly remarkable feat of nature, and we even had time to get on land and scratch beneath the surface of this magnificent country. Norway makes for a great trip for those who do not have a huge amount of time on their hands, but who are looking to have a holiday experience which is altogether very different from the likes which they have taken before.

I would recommend all of these places as cruise destinations, they all offer something a little different, but none of them really trump the rest as they differ so much. Next time you are booking a vacation, why not consider one of these amazing cruise destinations?

Smart Vacation Safety Practices

Vacation can be one of the most relaxing experiences possible. It’s only relaxing, however, if you make a point to stay safe and secure at all times. Being in a brand new location can be overwhelming and confusing to people. That’s why it’s so critical to emphasize the importance of safety and avoiding unfavorable circumstances of all kinds. If you’re vacationing in a location that’s new and distant, then you need to be vigilant, detail-oriented and prudent. If you’re planning a cross-country trip on your fully restored ‘53 Indian Chief, you need to remember to look at rates on motorcycle insurance and brush up on safety before hitting the open road. Staying safe while traveling involves a lot of planning, thought and care. It’s critical to remain on guard on vacation no matter what.

Try to Behave in a Modest and Understated Way

If you look obviously like a tourist who is new to a certain place, that may make you a lot more susceptible to issues such as pickpocketing. You can try to protect yourself from problems like this by behaving in as natural a manner as possible. Try to refrain from behaving in distinctive “tourist” ways. Avoid speaking too loudly and talking about souvenir purchases, flight travel, and hotels. Make a point to blend in with your environment and with the locals. Don’t try to stand out or draw unnecessary attention to yourself.

Refrain from Participating in Seemingly Boastful Actions

Sensible and level-headed behavior can often protect tourists from all kinds of vacation safety risks. If you want to stay away from danger, you should refrain from engaging in actions that could be interpreted as boastful in any way. Don’t showcase cash, traveler’s cheques or anything else along those lines. Don’t showcase pricey luxury purchases for anyone to see, either.

Focus on Light Packing Techniques

Vacationers often make the mistake of packing way too much stuff. They often can’t resist packing everything but the kitchen sink for their fun-filled trips. That can be a big safety “no-no,” however. Significant luggage can stop you from being able to move from one location to another in a quick and efficient manner. Having to deal with awkward luggage can increase your odds of experiencing robberies and similarly awful situations.

Stay in Safe Areas No Matter What

Don’t give in to the temptation to wander all throughout random parts of cities and towns that are brand new to you. Be smart and sensible. Remain on streets that have lots of activity at all times of the day. Don’t go anywhere near isolated and quiet streets. Restrict yourself to places that have a lot of lighting as well.

Concentrate on Your Hotel Room

It’s crucial to be prudent any time you’re out on about in public on vacation. It’s equally crucial to be prudent regarding the state of your accommodations. If staying in a hotel, lock your room at all times. If you’re traveling with jewelry items or anything precious in general, conceal them before departing for the day. It doesn’t matter if you’re going to be away from your room just for a few minutes or so. You should take the time to store things in a cautious and thoughtful manner. It can help to take advantage of any available digital security safe as well. Many hotel rooms are equipped with them nowadays.

Invest in a Sturdy Money Container

If you want to keep your money safe on vacation, it can help to invest in a handy money pouch. You can put this pouch on right below your attire. Money pouch use can make you a lot less susceptible to theft.

Travel gadgets for teenagers

Whether you’ve been looking for the right kind of gift for a teenager or you want to make sure you’re getting the right type of travel equipment for an adolescent, you have come to the right place. This article will give you a couple of ideas that you can make do with if you’re in the market for travel gear that’s perfect for multiple purposes. Let’s have a look at them below.

Hydration is important

If you want to travel somewhere where you’ll do a lot of hiking and sightseeing, it might be a good idea for you to purchase a portable water filter or a water bottle. Many water filters available for sale these days will give you the opportunity to use any source such as a stream or river.

The filter that these gadgets are equipped with can get rid of approximately 99% of the bacteria present in any kind of water. Being hydrated when you walk a lot, whether through a town or in the woods is always a good idea as water makes up about 70% of our bodies.

How about a drone or a camera?

If the teenager you’re trying to get a present for is into photography, you can always get them a compact camera that takes amazing shots of the places they’ve visited or the people they’ve interacted with. In some areas, carrying expensive equipment might be more or less risky, so we would advise you to pick a somewhat cheap-looking camera, but one which comes with plenty of features for adjustability.

Drones can be used efficiently by teenagers who are studying film or those who are vloggers. They can make a gift funny enough for a teenager who’s trying to take video of parties, for example.

Backpacks all the way

Travel backpacks come in many shapes and sizes, and they are made to fit a plethora of users. They can be used for hiking or walking on long distances, or they can be cute, compact, and easy to carry, in which case they are perfect for taking on a stroll through a city.

When it comes to convenience and utility, nothing can beat a quality backpack. You can even use it as your carry-on baggage if you fly to your destination.

What about optical devices?

Let’s face it. If you were to go to a safari right now, it would be practically impossible for you to get close to the animals as many of them can be dangerous and being in their proximity can actually endanger your health and safety.

That’s why you’d need a pair of travel binoculars, right? The safest way of getting the right unit would be to opt for a 7x or 8x magnification and a decent objective size so that the model doesn’t hang heavy around the teen’s neck. The interpupillary distance needs to be adjustable, too.

You could also consider a telescope if the teen you’re looking for a gift for is into skywatching.

Avoid These Money Mistakes & Save Your Holiday

Even after planning and budgeting your vacation meticulously, simple mistakes can make your holiday’s bill balloon to a shocking total. Protect yourself and your holiday this year. Stop yourself from making the following mistakes before they do a number on your finances.

Relying too much on credit cards

Studies show you’re less likely to fork over cash than you are to swipe plastic. Many psychologists believe it’s because you have to physically hand over bills and coins when using cash, while cards tap into a seemingly never-ending supply of intangible credit. Unfortunately, there is an end to it, and you’ll find it quickly if you’re constantly using your cards to pay for your trip.

Credit makes it especially easy to lose track of the true cost of your vacation if you leave the States. The price at the till will be in the local currency, and you won’t see what you actually paid in USD until you receive your statement. Depending on the exchange rate between the US and your destination, the difference could be astounding. You may also face hefty currency conversion fees, transaction fees, and other surcharges.

Avoid using credit cards by taking out cash whenever possible. Your bank typically offers the best exchange rates, but you may find other affordable options abroad. As for those situations when you can’t avoid using them, make sure you pack the card with the fewest charges.

Forgetting about your responsibilities

The world doesn’t stop just because you’re busy working on your tan at the beach — though it’s easy to believe it has when you’re staying at one of these oceanside resorts. No matter how relaxed you get on your trip, don’t forget you still have responsibilities back at home. Bills and other payments are due on time regardless of where you are in the world.

You can avoid missing important due dates by setting up automatic payments through your bank. It’s easy to set up a schedule of pre-authorized payments for utilities, credit cards, and even rent, so you’re never at risk of forgetting a bill again.

Not thinking about backup

Automatic payments certainly make life easier, but they also make it easier to overdraw on your accounts. That’s because these payments come at a time when you’re spending more than you normally would, and you might use the cash you’ve devoted to an automated payment on a souvenir for a loved one back home. If you aren’t quick to catch your mistake, the payment will attempt to go through. Without enough funds in the account, you’ll be stuck paying late fines and/or overdraft fees.

You can easily avoid this issue when you think about supporting your finances carefully with a budget and online loans. A budget can help you strengthen your finances by tracking and eliminating unnecessary expenses. This helps pad out your savings, so your finances can handle both bills and fun shopping on a holiday.

If your budget is already tight, you might not have unnecessary expenses to eliminate — in which case you can find loans online that help you cover emergencies simply and quickly. Online lenders like MoneyKey offer installment loans that work faster than traditional assistance. These products also have more forgivable repayment terms than the typical small-dollar loan. To see what those terms may look like, review the available quick online installment loans and compare them to other cash flow solutions. It’s important you find an installment loan that fits your financial capabilities, so you can bounce back from your mistakes faster.

Though many travel guides will remind you of the importance of planning and budgeting your trip, these aren’t the only ways you can keep your costs low. Simple mistakes can be your biggest financial foes when it comes to your vacation. Eliminate the ones mentioned above, and you’ll keep your holiday on financial track.

This Is How People Manage to Stay Fit When They Are Traveling

Travelling can be a bit sedentary, especially if you are always on the plane or a train for long distances. Whether it is for work or leisure, it can take a toll on your physical fitness and erase some of the gains you had made in the past. Consequently, it pays to know how to maintain your physical fitness while you travel, and the good news is that if you have the dedication, you can stay fit all through your travels and never worry about the consequences of not being physically active. Here is a brief look at some of the approaches people use to remain fit while they travel-:

Go for big healthy breakfasts always

 

Nutritionists assert that breakfast is the most important meal of the day and this assertion has been proven by many studies. When you are traveling, there is always the temptation to be lazy and forgo the breakfast. In some cases, you are late for the morning train or flight and you leave in a hurry, thus resigning your fate to the unhealthy breakfast served on the planes. If you want to keep fit during your travels, there should never be a compromise in going for a heavy and healthy breakfast. This is where you get all the fuel you need for the rest of the day and you also allow your metabolism enough time to digest everything and avail all the nutrients you need.

Make friends with yogurts

The immense health benefits of yogurt have never been relevant as they are when you are traveling. To begin with, yogurt is quite filling and it will do a great job in keeping hunger at bay so that you don’t feel like eating quite often. Secondly contains bacteria that will aid the digestion system and which will ensure that you don’t have to suffer from conditions like bloating amongst others. Finally, yogurt is cheap and safe, hence you won’t have to worry about spending a lot of money on it suffering from food poison by taking it.

Drink lots of water to stay hydrated

 

Dehydration is the last thing you need when traveling. It will not just slow you down but also will make you feel tired and sickly, thus depriving you of the chance to get the most out of your trip. But the good news is that keeping dehydration at bay is a simple as drinking a lot of water while you travel. This should not be replaced by beverages like soft drinks. However, you must be very careful with the source of water you will be drinking. Ideally, you should go for bottled water by international brands depending on where you are. This is because you can easily fall sick and ruin the entire experience by drinking dirty or contaminated water.

Avoid stairs and use lifts

 

Staying physically active is important when you want to maintain your fitness during your travels. One of the ways you could use to keep your heart rate up and have blood flowing properly is to not rely on escalators and lifts all the time. If you have to go to story buildings, make a habit of using the stairs so that you can work out those glutes and improves your lower body strength. Relying on the lifts all the time will do nothing, but contribute towards a sedentary life that will do very little as far as keeping fit is concerned.

Include tea amongst your favorite drinks

As far as fitness when traveling is concerned, tea should be one of the magical drinks you should include in your list of preferred beverages. Tea will not just give you the energy to do all the fun activities you desire in your heart, but also it is packed with lots of antioxidants that will grant you the protection you need from the damages that may be occasioned by pollution in your body. Additionally, it aids in the digestion process and it will ensure that conditions such as constipation don’t arise. These are just some of the benefits that come with drinking tea, and why you should consider it strongly when you need to keep fit when you travel.

Have protein bars or granola between meals

While traveling, you should never forget about the benefits of snacking smartly and healthily. In as much as you will have a plethora of foods you can snack on, it is highly recommended that you restrict you’re snacking to granola or protein bars for maximum benefits on your health. These will not just help keep hunger at bay, but also they will fire up your metabolism while to work at their best as you wait for the main meals. Since these are available in virtually any country you will ever visit, you don’t have to worry about carrying a lot of them as you can always buy them from the convenience stores.

Know what you are eating

You can’t stay fit when traveling if you are unable to watch keenly what you are eating. The food diversity you will encounter in other countries is simply incredible, featuring both healthy and unhealthy options. It is important to always have an idea of whatever goes into your mouth in the name of food. If you go to renew my passport and travel to a place like India, be sure to ask what the individual components filling your plates are.

Use hotel gyms

If you are really a fitness enthusiast and you don’t want to lose any gains you have made in the recent past, then you may want to consider booking hotels with gyms. As such, you will have access to the right equipment and machinery which you can use for regular exercises for as long as you will be around. Even if you are not a fitness enthusiast, it is always a good idea to book hotels with gyms and utilize them for your physical fitness. You will find just the right equipment, as well as personal trainers who will help you keep fit while you are away. Don’t be the kind of traveler who after going for renew my passport, they embark on reckless trips that might end up hurting their health and overall lives.

Playing the guitar can be fun when you travel

If you’ve always wanted to learn how to play the guitar and you’ve been having second thoughts, we’ll show you some reasons you should consider taking up this instrument. It’s one of the most versatile and easiest to play musical instruments ever to have been invented, first of all.

While there aren’t too many differences in terms of the techniques you’re going to learn how to master whether you choose an acoustic or an electric guitar, there are several details that do make the difference between the two. Acoustic models don’t necessarily have to be used with a preamp, amp, or any effect pedals. There are also electroacoustic units that can be used with all of these devices, but that can also be played acoustically.

Why bring your guitar when you travel?

The answer to this question is pretty straightforward. If you have learned how to play the guitar, you probably know how entertaining it can be to spend an evening in the company of your friends delighting them with your songs. You could play a lot of covers of famous tunes everyone’s heard before.

Music makes a great companion when you’re out and sleepless. Think of how relaxing and beautiful it might be to spend a whole day at the beach and then end it with a campfire and the sound of your guitar.

Get some change

Depending on your lifestyle and expectations with regard to your vacation, as well as the specifics of your destination, you could actually make a bit of extra money by playing the guitar. There are still cities where public singing is allowed without you getting into trouble, and if your talent is really good, you could seriously make enough money for accommodation or food.

Of course, that would mean you spending several hours working instead of getting to visit that particular town, but if you’re truly passionate about guitar playing, you might never think of it as a job.

You can get a cheap guitar almost anywhere

Another thing about acoustic guitars especially is that they can be found pretty much anywhere around the world. Since they are so popular, it’s practically impossible for you not to be able to get one in a large city from any country. That’s an advantage in itself because, in this way, you might be able to avoid having to transport your instrument by plane and pay a special fee for that.

What we do recommend, though, is to do your homework while you’re at home and find out about some of the brands that manufacture acoustic guitars in the country you are going to visit. You know that reading some reviews can be helpful, and the fact is that even the cheapest instrument has to be of a certain quality to meet your expectations.

So, having your guitar with you whenever you go on vacation can be a fun experience, right? You should consider it if you know how to play. And if you don’t, you should think of learning.

Top 5 Photography Tips for Absolute Beginners

Are you just starting out in photography and you feel that the task before you is simply too daunting to begin with? The good news is that every expert is once a newbie. So if they can do it, then you can do it also. And while you are at it, let top 5 photography tips for absolute beginners provide you a stepping stone in tapping into your potentials.

1. Let there be light.

Probably the best reason why God allowed light to continue existing in this modern world is so that you can capture those picture perfect shots. Light is everywhere indeed and the remaining task for you is to employ and control it well because the right tone of brightness just undoubtedly sets the most suitable mood for a picture.

No camera works without light, thus its role is definitely big. A well-lighted object can be photographed poorly; but a bad lighted object can never look good. This is the very first thing to consider in the top 5 photography tips for absolute beginners.

Now let’s talk about the most important part in here – ma`nipulation of light.  Aperture, shutter speed, and ISO are the factors for a camera to make use of light most beneficially. Together they formed the exposure triangle.

Aperture is the area of the lens opening. Smaller number means wider opening, and so more light going in. Shutter speed suggests on how long the shutter was left opened. The longer the time it takes, the more abundant light is allowed, however the shortest time is ideal for a better motion sensitivity wherein slower speed results to image blur. Lens with smaller ISO means lesser sensitivity to light. Obviously, a bigger ISO is required in a darker environment. So whether more or lesser light is required is not the issue here, but on how to work on the proper wielding of light as the scenario demands.

2. Time and place make a story.

You already have the ‘what’ of your story which is your photographed scene. This scene is either a found story or a created one. Your purpose as a photographer usually determines if it is found or created. Like news is for a found story and fictional stories are created. The greatest quality a story has is its originality – something not overdone and yet substantial.

Develop that urge to be in the right place at the right time to always find something new. Be creative – this word of advice is the backbone of the top 5 photography tips for absolute beginners.

3. A picture is worth a thousand words.

Composition is about how well you will deliver your message to the viewer, by the use of proper arrangements of elements in your picture. This is a bit big for a topic so we will just discuss some popular principles.

Rule of thirds. Divide the image into 9 shares by intersecting two horizontal and two vertical lines. The rule demands that you should place your most defining element/s of the scene along the imaginary lines or at places where the lines intersect.

Balancing elements as a technique is for off-center subjects. While its own uniqueness makes it interesting, it also provides a handicap – a void and uneasiness feel to the empty part. Solution is to add another element of lesser importance to fill the empty space.

4. Angles

The chosen angle is the artist’s commentary. Where you place yourself in relation to the view to be photographed must be carefully planned because if done properly, your intention for the shot will be clearly known. Through this, your viewers will most likely come up with the same interpretation with what you intend the picture should have. Angles have the power to alter the level of intimacy of a scene so use it wisely.

5. Skill is more important than the gear.

Because a skilled photographer with an inferior camera can beat a newbie with a superior camera, it is very practical to use a cheap camera first for starters. In other words focus more on developing your skill than your tool.

The idea is that you are just starting to learn, and being bombarded by the complex features of an expensive camera is the last thing you really want.

Cameras nowadays generally have longer lifespan. They have features which become obsolete at a longer time. They spare you the nuisance of adopting something new since only a few have actual experience of the new product. This covers the primary reasons why you only need a cheaper camera when starting out.

By being cheap here, the used or second hand cameras of older models are best examples. The average recommended price for a new model basic camera for a budding photographer plays at around 500 USD, David reviews some top rated camera that you can check out (https://cameraseals.com/10-best-cameras-under-500-2017/). Fair enough, but if bought used especially on its older version, it is priced around 200 – 300 USD.

The top 5 photography tips for absolute beginners are merely suggestions and only actual application is the surest way for you to become a professional photographer.

How to Get Your Car Road Trip Ready

When it comes to adventures, nothing beats the thrill of a road trip. There is something inherently cool about the sheer freedom of heading out and roaming the country with nothing but miles of road ahead. With its vastness and a variety of landscapes to choose from, Australia is a favourite choice for road trip enthusiasts from all over the planet. But before you go, remember to have your trusty ride checked out. Australia’s climate and geography can be harsh, and getting stranded by the side of the road when your car breaks down can be anything from a hassle to downright dangerous. Nothing puts a damper on vacation fun quite like car trouble, so here is a handy list of things to check out before you go.

Check your tyres

Tyre pressure and the general state of your tyres is extremely important. You can check your tyres using a tyre gauge, or even a penny. Worn out tyres are a risk, because they can blow up when heated. Your tyres should have at least 1.6 mm of tread. Worn tyres should be replaced before long trips. Don’t forget to check the air pressure in the tyres too. The number on your tyres is the maximum pressure the tyre can hold. If you are starting your journey from Sydney, it might be a good idea to have a thorough check-up of your car tyres in Blacktown.

Refill/change your fluids

There are several kinds of fluids that you need to have checked out. This includes the oil, coolant, transmission fluid, brake fluid, and windscreen wash. While you can change (or refill) some of these yourself, others might be stored in reservoirs that are difficult to reach, so those might best be left to a mechanic. Some of these fluids can cause skin and eye irritation and may be toxic, so always be extra careful when handling them.

The GPS system

Don’t rely on the internet when you’re driving somewhere you’ve never been before. Especially in the case of road trips, internet service can be patchy. Instead, check that your GPS system is in working order before you leave, and load it will all the maps that you might need. That way, you won’t get lost even when you don’t have internet signal. A GPS system can also help you locate a petrol station or a mechanic, and warn you about traffic jams.

Inspect the lights

Sometimes, if you’re not paying attention, you might drive for days without noticing that your signalization isn’t working properly. Inspecting the lights is much faster and easier when you have help. Ask a friend to check whether all your lights are in working order, as you turn them on, one by one. The list of lights to check includes indicators, headlights, reverse lights and tail lights. Replace bulbs that aren’t working, and bring an extra replacement bulb set with you on the trip. If your light still isn’t working, even after you’ve tried replacing the bulb, the problem might be due to a fuse.

Bring necessities

There are certain basics that you should always keep in your car, but especially if you are planning a longer trip. In case of an accident, you might need a first aid kit and a fire extinguisher. A spare tyre or a tyre puncture kit will come in handy if you have a flat tyre. Tyre replacement and minor malfunctions might also leave you needing some basic tools (a car jack, an adjustable spanner, a screwdriver, and pliers are the minimum). Your glove compartment should contain a flashlight and a paper map (you never know when your navigation system, smartphone and tablet might run out of juice). Finally, don’t forget your driver’s licence. If you are not an Australian resident, check out the laws for the state you are visiting. Laws on driving with a foreign licence differ from state to state.

Unpleasant surprises can ruin even the best of holidays so it’s best to do what you can to prevent them. Dealing with car problems on the road can be very costly and can completely mess up your itinerary. Getting your car in perfect order before your trip will ensure that you have a great time without worries.

To Rent Or To Buy: How To Know If You Should Rent Or Buy A Vacation Home In Florida

Happy family on summer vacation. Travel and adventure concept

Are you ready for a second home? Find out whether it makes more sense to rent or buy a vacation home in Florida.

Beach houses are a great way to bring everyone closer together for a weekend of family fun and when you rent or buy a vacation home in Florida, you can enjoy your time even more.

With some of the best beaches in the country and a ton of activities to do, Florida is a great place to visit or move.

If you’re considering buying or renting a house in this area, then read on to learn what you need to think about before signing on the dotted line.

Things to Consider Before You Buy

When you buy a vacation home in Florida, it can feel like a dream come true. But if you haven’t given it enough thought, then you could get yourself into trouble. Consider the following before making a purchase.

Can You Afford It?

No matter how you look at it, a second home is a huge financial commitment. You will most likely be handling two simultaneous mortgages as well as taking on the cost of buying furnishings for your new properties.

When you tack on the cost of maintenance, taxes, and utilities, you can be left with little money for anything else after paying your bills.

In addition, many of the vacation homes you can buy in Florida are situated in flood and wind zones that account for incredibly high insurance prices.

These costs can be found out by asking your real estate agent for an estimate from previous years when you tour a home.

How Often Will the Property Be Used?

For it to be worth a purchase, other than for investment income, you should plan to spend at least two months at your property every year.

When you buy a vacation home in Florida, you may not always be able to get to it often. The commute from your primary residence or work may be too far to make it a practical place to visit frequently.

This is important because when you do arrive, you will have to spend some time cleaning and performing maintenance on the property. This takes valuable time away from your vacation.

To be sure you will use your property, many professionals recommend renting a beach house for a year in their destination city. This allows them to take stock of the costs and accessibility without making a permanent commitment.

Will You Rent It Out?

Many people who know that they won’t be using their beach house all the time choose to rent out their property while they aren’t there. Having rental income can help to take care of some of the costs of upkeep and pay your mortgage during the off-season months.

But if you rely too much on off-setting your costs with rental income, you may put yourself in a bad situation.

If you home sits empty for too many months or is damaged and cannot be rented for a period of time, then you could be struggling to find the funds to pay your mortgage.

Do You Have a Long-Term Plan?

Many people who buy a vacation home in Florida are entering their retirement years. If this is your situation then you need to consider how comfortable you will be at your new home in your old age.

You will need a property that has convenient access to health care and a master bedroom that is on the first floor to ensure you can get around easily.

What Are the Rules?

Not every community will allow you to rent out vacation homes as a rental property. Some associations have rules about rentals that require you to have renters stay for a set number of months.

Make sure you look into both the city and home owner’s or condo association rules to be sure your plans will be approved before you make a purchase.

What Are All the Costs?

Beyond your home itself, you may have to pay for lawn-care or pool-care as well as services like cable and internet.

In addition, you may want to purchase things for water sports like kayaks, paddle boards, canoes, or a jet ski.

Do You Have an Emergency Plan?

When you buy a vacation home in Florida, you will always be at the mercy of hurricanes and other natural disasters. It’s important that even if you aren’t at your home when a storm rolls through, it’s still protected from wind and water damage.

Make sure that you talk to some neighbors and other people around the area the home is in to see if there is a someone who can secure your home in the event of a storm.

The last thing you want is to be watching the storm on the news from home and wondering what state of disaster your beach house is in.

How Will You Protect Your Home When It’s Empty?

If you have a vacation home that you aren’t in all of the time, then you need to make sure it is protected when you are out of town.

Consider installing lights that are on timers and asking a neighbor to occasionally park in your driveway. This will make it look like the home isn’t sitting vacant.

You should also have someone come by to get your mail and pick up any fliers that might be on your doorstep.

Buy a Vacation House in Florida

Florida is a great place to invest your money and bring your family for wonderful experiences. Its beautiful beaches and world-class amusement parks make it the ultimate place to buy a vacation home.

Make sure that you consider how often you will be using the home and whether you will be renting it out before you decide to buy a vacation home in Florida. There are different rules and regulations in place that can affect your long-term plan.

You should also consider all the costs of your purchase before you go through with it. You don’t want to be surprised by a bill down the line or not have enough to buy toys to enjoy at your new property.

If you are an adventurer and long to vacation in the best parts of the globe, then check out more of our articles.