4 Practical Reasons Why You Should Definitely Get Travel Insurance

If you look at your timeline or dashboard today, you will see that it is filled with photos and check-ins of people currently traveling. A lot of us would save up for a grand traveling experience, and for good reason: there is something unique about going out to the world and experiencing the things you have only ever read about. Yes, Australia is said to have some of the best surfer beaches, but how would you know for sure if you have not been there? Malaysia has a high concentration of diverse cultures, but when are you planning to experience it and see for yourself?

But imagine this scenario for a bit: you are on a week-long trip in New Zealand and you find yourself hiking up mountains with your friends. When suddenly, you grazed your right foot on one of the sharp rocks. You will need medical attention so they bring you to the nearest hospital. In emergency cases like this, what are the first things we think about? It is usually how serious the injury is, what should be done to treat it, and how am I supposed to pay for it.

Unpredictable situations such as the scenario presented above is exactly why people get themselves an annual travel insurance. It is one of the best ways to make sure your trip will remain worry-free. To convince you even more, here are important reasons why you should get travel insurance.

For medical emergencies, assistance, and evacuation

If, during the trip, you find yourself getting sick, injured, or needing serious medical treatments, here are the expenses that can be covered with insurance:

  1. Emergency treatments that you and your insurance provider have agreed on. Depending on what you have discussed, this can cover a certain amount that can be fully covered or discounted.
  2. Medical assistance which includes transporting you through ambulance, helicopter, sea rescue boat, and plane. This also covered expenses for sending you home with a medical practitioner on board.
  3. Medical evacuation, if the hospital you are currently in do not have the means to treat your condition.

In the event that something much dire will happen, like permanent disabilities or death, these will be given coverage as well.

Personal Liability

Sometimes, we do not injure ourselves during unforeseen incidents; we accidentally hurt someone else. If you have hurt other people or have broken their property, this can be covered by your travel insurance. But there are exceptions: vehicular accidents and animals that you will bring in the country will have to be discussed further with your provider. If this leads to legal troubles, your insurance can cover litigation expenses.

Missed, cancelled, or interrupted flights

In other times, the emergencies happen at our homes. If you need to cut your trip short, depending on the parameters you and your insurance provider discussed, you can get compensation for your trip. Additionally, if you missed a flight, you can get on the next scheduled flight without having to shell out additional expenses.

Personal belongings

Lost and damaged items can be given coverage. Discussions about your baggage and personal belongings with your insurance provider should include a list of items you deem extremely important and have them covered.

It is always important to be ready for all kinds of situations, especially for traveling. Review these points and make sure you get to have an extensive discussion with your chosen provider.

A Simpler and Better Way to Get Around in London

London’s complex geography and public transport network can be overwhelmingly confusing if you’re unfamiliar with them, and sometimes even if you are.

As a city with more than 1000 years of history (actually the first settlement in the area is believed to be over 6000 years old), London doesn’t have the tidy grid-like network of streets common to most other major cities around the world. The streets of London were designed for much simpler times, when traffic was light and powered mostly by hay and oats.

The transformation of London into a thoroughly modern metropolis has been nothing less than stunning. Compared to Paris, Rome, or even Stockholm, London has a much more modern appearance. No doubt the Great Fire of 1666 contributed to the city’s evolution. Bombings during World War One also knocked out many older buildings and factories. Then the Blitz arrived, forcing the city once and for all to rejuvenate.

And yet the metropolitan train network has hardly changed a bit since its inception, despite being in fact th oldest urban railway system in the world. There’s a sense of charm in London’s antiquity, and a sense of pride in its modernity, but none of this is very helpful to you in getting from A to B.

Minicabs and taxis should really only be used as a last resort. They are not locally known as “chuck wagons” without a good reason. Self-driving can also be a hassle. First there is the maze of inner-city streets to be navigated; you need to make sense of the complex system of motorways, arterial roads, and bypasses; and it’s probably best not to even think of the ordeal of finding a place to park (not to mention paying for it).

London’s public transport network is actually quite reasonable, despite being ancient. Yet by using it, you are taking a huge gamble in terms of reliability.  This could not have been more adequately exemplified than during the recent cab strike in South London, which overwhelmed the rail system, leaving thousands of early morning passengers destined for Gatwick Airport chomping at the bit with anxiety and frustration as the series of rolling delays threatened their travel plans.

So when you really need to be sure of getting to where you need to go, when you need to arrive calm and unflustered, and when you need to make the most efficient use of your travel time, making use of a London chauffeur service is definitely the way to go.

Hiring a bona fide chauffeur service guarantees you will have access to a reliable luxury car, a professional driver, and a state-of-the-art navigation system with traffic advisory service.  All of which ensures a safe and comfortable journey.

As a result, all the stress of driving, navigating, refueling and parking is being handled for you by someone else. Meaning you get to use your transit time for something productive like sneaking in an extra 20 minutes of sleep, catching up on your emails, finishing that overdue report, or simply relaxing with a drink and enjoying the scenery. This is why luxury chauffeur-driven travel is not just a smarter way, it’s really the only way if you care about the quality of the life you are living.

5 of the Most Breathtaking Beaches in Paros

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Paros is a gorgeous island set in the Aegean Sea. Paros is just one of the islands of the Cyclades region. It serves as the transportation center for the region and thus it sees quite a bit of boat traffic throughout the year.

Paros is also home to the gorgeous 4th-century Byzantine church, Panagia Ekagtontapiliani. However, Paros is best known for its beaches and quaint villages. The island is about 75 square miles and is approximately 13 miles long, giving visitors plenty of coastline and beach access.

When it comes to Paros, the beaches are numerous and it is difficult to choose exactly what beaches to hit on your visit to this incredible island. We’ve narrowed down the list to 5 beaches you simply must visit in Paros.

The best way to visit Paros is to book your very own villa. When booking a luxury Paros villa, you will find an option to fit every budget and accommodations for both small and large parties. Private villas offer you the option of staying onsite at the villa for peace and seclusion or venture out to the local beaches if desired.

Here are our best picks for top beaches in Paros:

Chryssi Akti

The beach at Chryssi Akti has incredible golden sand which speaks to the beach’s name, which translates to Golden Coast or Golden Beach. This beach is close to Chania city and can easily be accessed via a short walk from the city limits. Chryssi Akti is a great choice for travellers with children. Not only is there a playground close to the beach, but there are several parks in the area. Windsurfing activities are available and, in fact, Chryssi Akti was home to the windsurfing championships in the past.

Santa Maria

Santa Maria draws the young and adventurous. Plenty of water sport activities are available and a number of beach bars and restaurants can be found nearby. It also has a picturesque view of the nearby Naxos Island.

July and August can be quite crowded with tourists. Located close to Naoussa, the beach can be accessed via local roads by bus or by boat.

Monastiri (Agios Ioannis)

Monastiri can be found in western Naoussa. It is located near the Monastery of Agios Ioannis and the beach is referred to by either name. You can actually see the monastery from the beach.

If you visit between June and September, you will be treated to the events of the local festival that takes place during the summer. The festival offers outdoor concerts and cinema showings as well as a number of beach parties and other fun social events. The area is also known as a popular yacht mooring spot for a little taste of the rich and famous life.

Kolimbithres

Kolimbithres is hands down the most popular beach on Paros. Even if you wish to avoid the crowds, you cannot visit Paros without a trip to Kolimbithres. The beach is revered for its geological granite rock formations that cover the beach area. If you are fortunate enough, you can even score a private bay for as part of your own personal paradise. Kolimbithres offers a wide array of water activities including windsurfing which is a popular feature at most of the beaches in Paros (as mentioned earlier).

Ambelas

Ambelas is the opposite of Kolimbithres. It is primarily a fishing village located off the beaten path and is not considered an organized beach. The beach is small and you can watch the fishing boats traveling in and out of port. This is a favorite of the locals and offers the best fish cuisine on the entire island.

There you have it! Your must-see beaches of Paros. After you’ve taken a vist, be sure to let us know which was your favorite!

A Guide to Purchasing a Point of Sale Package

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The point of sale (POS) system in a restaurant is mainly charged with the checkout. Sometimes, there are free POS terminals in locations such as supermarkets as well. The system includes both hardware and software, and have come to replace electronic cash registers. The POS system for iPad is one of the latest developments.

A sales person, regardless of the industry in which they work, uses the POS system for every element of the sale. They can tick on the item they want, which is of particular use in restaurants and bars, take payments, print receipts, and more. Such a system has greatly increased overall customer satisfaction, because the system is very quick. At the same time, it has increased employee satisfaction, because the system is so reliable and easy to use. For management, meanwhile, it means quicker turnaround times, which means more business.

A good POS system includes:

  • The software required.
  • The computer and monitor, which can be an iPad or similar device.
  • The printer for receipts.
  • A cash collection drawer.

Once the system is switched on, it displays the customer’s details, enabling them to see everything that was ordered and purchased. Additionally, it has a full payment system, which can even capture electronic signatures, and a pin pad for those who need to enter their pin number. Contactless payments can also be taken.

Another really cool thing about these systems is that they can include special offers. In the retail industry, for instance, they could include a special “buy one get one free” deal. In a bar, they may include happy hour, which will only run for a certain period of time. Best of all, the system also handles inventory control, so that the right items can be at the right place at the right time, or so that they can be reordered.

The hospitality and retail industries are the two industries that have benefited the most from these POS systems. This is because they also have report functionalities, which enables the industry to track their sales, see who is on shift, and how much they should get paid. Because the information is cloud-based, anyone with the right credentials within the organization can access the information that is relevant to them. This includes accounting, payroll, and ordering for instance. Plus, management can also remote access the information so long as they are somewhere with an internet connection.

The advent of the internet, and then of wireless systems, has truly changed the world. This has enabled industries to greatly increase their customer and employee satisfaction, while at the same time making it easier and quicker than ever to meet organizational goals. The fact that, in a restaurant for instance, an order can be taken at the table and automatically sent to the kitchen, without staff having to walk there, has greatly increased efficiency. Furthermore, new improvements are being made and added all the time, which means these systems are becoming better and better.

How to Decide If Cosmetic Surgery Is For You

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A couple of weeks ago I went for my first ever cosmetic treatment, I had been wanting some liposuction for some time and managed to find a clinic called Sono Bello who offered a great deal on laser liposuction. I didn’t like the idea of an invasive procedure so this was perfect for me, if you’re interested, check out the Sono Bello reviews to see of yourself what others thought of the procedure.

My reasons for having this surgery were that I have been on a successful weight loss plan since the new year and I have some unsightly fat on my thighs which I just couldn’t shift and this liposuction did just the trick for me. Whilst I was in the clinic I saw a lot of young girls going in for treatment and so I was chatting to my nurse about this popularity of treatments amongst young girls. The nurse told me how many people go for treatments and then years later regret them and it got me thinking about the decision to have cosmetic treatment and the things which I think that you ought to think about before opting for one.

Where Does The Problem Lie?

It is important if you are considering surgery or a cosmetic treatment that you think about what the real problem is and why you want to change. The reason I say this is because upon speaking to the nurse and doing some research, many young girls in particular have body image issues which are in their heads. When this happens, there is no amount of surgery or treatments which can help you and you could be on a slippery slope of treatment after treatment with no positive effects. I you think that you may have a mental issue wither body then speak to a counsellor before you speak to a surgeon.

Can You Afford It?

I have read plenty of worrying reports about many young people racking up an incredible amount of debt in order to get their treatments. For this reason it is really important that you consider whether you can actually afford your treatments before you sign on the dotted line. Taking out a finance deal for a surgery is not necessarily bad, but if you aren’t going toe able to afford the repayments then what is the point of looking beautiful if you have no money to do anything.

Why Do You Want It?

Aside from those with body image issues in their mind, there are a worrying number of people who are opting for surgery for no other reason than keeping up with fashion or trying to impress friends. If you want a treatment or some surgery then you need to seriously ask yourself what your true reasons for wanting this treatment are and what long term effects will be. Fashions change and friends come and go, think about that before deciding that surgery is for you.

Cultural sensitivities to keep in mind when doing business in Asia

Anybody who has been paying attention to markets over the past couple of decades can tell you that emerging markets is where its at when it comes to getting great returns.

Most industries in developed parts of the world have reached or passed the maturation phase, making the creation of real wealth effectively impossible for most investors.

However, many growth economies can still be found in Asia. From China to Indonesia, those willing to dive in head first have a great chance of finding investment opportunities that could earn them a considerable return on their cash.

However, life here is completely different compared to the West, making it challenging for new arrivals to adjust to the way business is done there.

Bob Stefanowski has built up significant experience in Asia, helping to run 3i Group’s interests in the region since 2009.

In that time, he has come to understand the special considerations one must make when trying to establish a foothold in this challenging part of the world.

In this post, we’ll go over several concepts you’ll need to comprehend before you can enjoy real success in Asia.

1) Rules vary greatly compared to those at home

As alluded to in the intro, the way things are done in Asia often represents a complete 180 to how we do things at home.

These societies have been influenced by schools of thought and religions like Confucianism, Buddhism, and Islam. As such, there are cultural considerations that can serve to throw an unexpected monkey wrench into your plans.

Planning meetings on a Friday won’t work in the Middle East, as this is the Sabbath Day in the Islamic calendar.

Even things like touching people on the head and pointing with your feet can get you into trouble in laid back countries like Thailand, as these gestures are highly offensive to Buddhists.

Have an executive assistant do in-depth research on a target country’s cultural beliefs before departure, as this will allow you to leave a good first impression.

2) Hand out business cards printed in their local language

An initial meeting might not end with a business deal. As such, it is always important to leave a new prospect your contact info.

Most do this by leaving their card, but few think to create a special batch before taking off for a place like China.

Your initial contact may understand English, but if your card is passed off to someone who only knows Mandarin, they won’t be able to get in touch with you.

By printing the other side in a second language, you expand your reach, and you leave a positive impression with those who know English as a second language.

3) Learn about the concept of ‘face’

Of all the things you’ll learn before heading off to Asia, the concept of ‘face’ is the most important concept you should internalize.

It is a sociological concept which refers to one’s personal or family prestige. Many people in Asian countries are obsessed about how others view them, leading them to go to extraordinary lengths to build up a reputation and to protect it.

Any action that may embarrass your hosts should be avoided at all costs. Avoid putting your contacts on the spot, as they may say yes even if they might not be able to deliver. If they fail, they’ll end up losing face, which could have bad consequences for you.

Instead, be patient in your dealings with Asian business contacts, and you’ll eventually end up in a situation where you will be able to get what you want.

How to Look After Your Car

It is a sad and well known fact that car’s can depreciate in value in no time at all, new cars have been known to depreciate by up to 25% after just driving them away from the forecourt. there are very few of us who will buy a car that will stay with us for life and for these reasons it is always worth looking after your car to ensure that when the time comes to sell it on, you can get the maximum amount of money that you want for it.

If you want to know how to best look after your car then here are some tips which you can follow.

Driving Sensibly

The way you drive has a he affect on the health of your car, not only is driving sensibly more safe, meaning that you are less likely to cause your car damage form an accident, but you will also put less pressure on the cars parts. If you are someone who breaks late, corners fast and drives erratically then could be doing a great deal of damage to your car’s brakes, tires, steering column and axel, some of which can be replaced of course but this damage can not always be easily spotted. If you want to look after your car better and try to get the most money for it that you can when you sell it, then it is time to calm down your driving style.

Make Sure You’re Covered

Insurance is one of those things that we hate paying for but are very happy for it when something happens. Whilst we all know that car insurance is mandatory, you can also look to get additional insurance for the parts of your car. If you have a new car and a warranty attached to it then you won’t need this additional insurance but if you no longer have a warranty then the parts insurance that companies like Omega Autocare offer can really help you out should you suffer a breakdown of parts in your car.

Keeping It Clean

You should not just keep your car clean so that it looks great as it is flying down the road, it can also help to keep your car’s value. When the car gets dirty, mud attaches itself to the paintwork, if this mud stays for too long then when it is cleaned off it will take the paint with it causing unsightly chips which cost money to replace. The same goes for the inside of the car, if you leave dirt for a long time then it can be near impossible to get rid of or can even alter the color of the interior and let’s be honest, nobody wants to pay top dollar for a dirty looking car. Make sure that you keep your car clean both inside and out at least once a week to maintain its color and it cleanliness and to maximize how much money you make from it when the time comes to sell.

How to Create Your Very Own Dreamboard

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If you want to stay inspired to accomplish all that you want to in life then you should think about using the power of a dream board. A dream board is a visual way of reminding you of what it is that you are aiming for in your life. Dream boards may not sound like much but you will be surprised at just what kind of impact they can have on your desire and your commitment to going after your dreams.

If you want to help yourself to stay focussed and stay on track when it comes to going after your dreams then here are some tips on putting together your very own dream board.

Make It Super Visual

Whether you are looking to one day buy a Jaguar E-Tye or a glitzy house like John Kleinheinz, you need to make sure that your dream board has plenty of pictures of the things that you want. A dream board should not just consist of writing, a list of the things that you would like one day in your future is not very exciting and you will more than likely just ignore it after a day or two. Spend a bit of time on our board and making is colorful, creative and eye-catching, this way you will be drawn to it each time you see it and you will be able to better stay focussed on your dreams.

Put It Somewhere You Can See It

If you want your dream board to have the desired effect then you need to put it somewhere that you can see it each and every day, in the morning if possible so that it can help psyche you up for the day ahead. Some great places to put your dream board are in the bathroom, in your bedroom so that you see it when you first get up or by the front door so that you can see it just before you leave the house. If you want your bard to really inspire you then place it somewhere that you cannot hide away from.

Make it Realistic and Optimistic

There is no dream that is too big and your board should reflect that, it is also important to have very gettable dreams so that you can be inspired to complete the more challenging ones on your board. The whole idea of this board is that it is a board of your dreams, not just of the things which you think you might do in the future and the whole idea of a board like this is to push you and give you the determination to go after things which are going to be mighty difficult to achieve. By mixing up your dreams on the board between the very realistic and the overly optimistic, you will be able to work hard each and every day to try your best to complete them all.

How I Improved My Tennis

I have loved tennis ever since I can remember, my buddy Chase Rubin and I used to play all of the time as kids and as soon as I could, I joined a club. My family didn’t have a great deal of money growing up so I never really had the opportunity to get any coaching. I never wanted to be a professional tennis player, it was always a hobby to me and throughout my teens, for one reason or another, I stopped playing altogether.

Fast forward to two years ago and at the age of 28 I wanted to start playing tennis again, after picking up the racket for the first time in years I realized that my ability had waned somewhat. Because of this, I set about improving my tennis skills and last week I won my very first tournament, here is how I improved my skills.

Check Your Grip

There is more than one way to grip a tennis racket and this is the first place that I started, I was still using the grip that I used as a child and once I changed it on my backhand side, things improved greatly. I had still been using two hands to play backhand, something I did in my youth to give me extra power but now something that was inhibiting me, I changed to a single handed backhand and the results were remarkable.

Game Time

I joined the local club and tried to meet as many people as possible so that I could get a lot of game time in. In something of a ballsy move, I decided to play as many games as I could against far better players than me. Whilst I imagine it probably was frustrating for those who I was playing against, it helped me up my game in no time at all.

Playing Doubles

I started playing a lot more doubles matches once I joined the club and this too helped me to add different parts to my game. The thing with doubles is that you need to be far more aware of what is going on as you are not only playing against your opponent, you must also learn to play alongside your partner. The club had an open night each Wednesday and doubles would normally be played because of the limited courts that they had. Regarding my volleying and lobbing ability, doubles really helped me to improve.

Wall Practice

You cannot play against someone all of the time and so I used to practice against the wall of my house, much to my wife’s discontent. I have quite a bit of space in my back yard and I was able to practice short volleys as well as forehand and backhand combinations from distance. I actually painted a line on the wall which was the same height as the net on the court and I really felt the benefit from these practice sessions.

Why Your Business Needs a Digital Marketing Strategy

Most business owners are aware that they need to invest money into some form of marketing or another, in the past this would be things like posters, fliers or radio and newspaper ads, perhaps a TV commercial if things were going well. The World of marketing however has now changed dramatically and it is for that reason that people like Joseph Cianciotto started his business working in digital marketing.

Digital marketing uses very techniques from how things went down in the past and yields far better results thanks to this enormous community that we have in our hands called the internet. If you do not have a digital marketing strategy for your business, then here is why it is time that you did.

Competition

If you do not yet have a digital marketing strategy then you can pretty much guarantee that at least one of your competition does. If this is the case then you are losing out on the chance of an incredible amount of exposure to new clients and customers and worse still, your competitors are taking them with a huge smile on their face as their sales grow.

Online Presence

Even if you do not have a business that has anything to do with the internet, it is vital for brand growth that your business has some kind of internet presence. A digital marketing strategy will ensure that people know who you are and what you do so that the next time they need a service like yours, it will be you that they look for.

The New Age

The World now operates online, customers buy more products on their phones and their computers than ever before and if you do not have a strategy that taps into these millions of potential customers then how can you possible expect to survive in the marketplace. Think of it like this… You are situated on high street A, for years it was the only high street, then high street B was built and it was packed with new and exciting stores, high street A has store closures and far fewer customers whereas high street B is thriving, packed with consumers from all over the World each and every day. What do you do? The sensible choice is to open a branch on high street B and that is exactly why you should be investing in digital marketing and letting people on the internet ( high street B) exactly who you are.

More Sales

The ultimate reason that anyone invests in any form of marketing is to make more money be it through brand growth, direct sales or any other route, the desired destination is always the same, making more money. This is exactly why you should be utilizing digital marketing, this approach has a staggering return on investment and will drive a huge amount of sales to you and your business, sales and exposure that you simply cannot afford to miss out on.